We design and implement supplemental voluntary employee benefit plans designed to protect your employees against out-of-pocket health care expenses at no cost to your company. Â
Not all employees have the same needs. Â That is why an employee benefits specialist can help your business design a plan with options that allow each employee to select only the policies that fit their individual needs and budget. Â
Supplemental Insurance: Â Accident, Cancer Insurance, Hospital Confinement Indemnity, Life Insurance, Critical Illness insurance, Short Term Disability, Dental and Vision Insurance.
Accident insurance: Â Cash benefits paid to employee in the event of broken bones, ICU confinement, Concussions, Emergency room visits, Lacerations and more.
Cancer or specific disease insurance: Â Cash benefits paid to employee to help cover deductibles, out-of-network expenses, experimental treatment, travel and lodging, child care expenses, normal living expenses and bills.
Employee Dental insurance: Â No deductibles, no qualifying required, choose your own dentist, employee owns policy and can keep it even after ending employment.
Hospital Confinement Indemnity: Â Cash benefits paid to employee to help cover out of pocket hospital costs including diagnostic procedures, outpatient surgery and ambulance transportation.
Intensive Care Insurance: Â Cash benefits paid to employee to help cover out-of-pocket expenses related to ICU, organ transplants, and ambulance transportation. Â Benefits begin immediately and build over time.
Employee Life insurance: Â Term life insurance, Whole life insurance, Juvenile life insurance.
Short Term Disability Insurance: Â Flexible options for virtually any salary level to help protect employees in the event they are disabled and unable to work.
Vision Insurance: Â Flexible options to help cover eye exams, vision correction materials, specific eye diseases, and permanent visual impairment.
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