Cornerstone Financial Group, Inc.

About Cornerstone Financial Group, Inc.

Cornerstone Financial Group, Inc. was established in 1976 to provide clients with the professional products and services that are required in today's changing environment of investments, insurance and tax strategy. We specialize in financial planning, wealth management, individual life insurance and group health insurance for businesses and high net worth individuals.

Associates of Cornerstone Financial Group, Inc. provides a wide range of retirement/estate planning, employee benefits/executive compensation programs, personal insurance and investment strategies to help maximize professional and personal financial goals. For more than 40 years, businesses and affluent individuals have depended on Cornerstone Financial Group, Inc.

Our associates are knowledgeable individuals who are eager to serve you and your needs. While each member of Cornerstone Financial Group, Inc. serves a specific area of financial need, they interact with other associates to provide a full range of services with a minimum of duplication.

Jan Sedlacek, the founder of Cornerstone Financial Group, Inc. graduated Rutgers University in 1975 with a BA in history. Jan entered the life insurance business at that time and earned the CLU (Chartered Life Underwriter) designation in 1978 and the ChFC (chartered Financial Consultant) designation in 1983 from The American College.

Alan Meckler, Jan's partner joined the firm in 1988. Alan graduated from Northeastern University in Boston in 1982 with a bachelor's degree in Electrical Engineering. Alan earned the CLU (Chartered Life Underwriter) designation in 1997 and his ChFC (Chartered Financial Consultant) designation in 2006. He earned his CFP® designation in 2005.

Our company serves many clients in the Northwest Jersey and Manhattan area, however we have clients in all areas of New Jersey and New York.

Long Description:

Maintaining the proper insurance coverage is an essential part of building a long-term financial well-being strategy. When you come to Cornerstone Financial Group, Inc. our insurance specialists review your current insurance portfolio and make recommendations based on your particular situation.

We offer advice and assistance with life, disability, and health insurance, as well as Medicare supplement plans, long term care options, and annuities. With so many options available in the insurance market, it is important to have a knowledgeable professional in your corner to help to enhance your knowledge and to determine exactly what you need to be thoroughly protected.

A wise person once said that a company's true strength is its people. America's employment structure has long involved providing employee benefits. It is a well known phenomenon that like-for-like, employee benefits engenders more loyalty than additional monetary compensation. Furthermore, the government encourages employee benefits through tax breaks. Providing the right kind of benefits is truly a critical part of the overall management of your business. That is why our specialists will work with you to design an Employee Benefit Plan tailored to meet the specific needs of your company. Depending on your situation, we can help you to create a whole new plan. Or, we can make recommendations for how to tweak your existing benefits package in order to create one that provides the maximum benefit to both your employees and to your business.

The plans our specialists recommend include elements such as group life insurance, supplementary accident coverage, long term disability income plans, full and self-insured health and dental plans, and long term care coverage. To create your specifically-tailored plan, we will draw from each of these categories. We will create the combination of benefits that fits optimally within your existing company structure and one that will help to keep your employees loyal for many years.