Pennsylvania > Ligonier > Westmoreland Financial Services

Westmoreland Financial Services

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(866) 838-8889
305 W Main St
Ligonier, PA 15658
Category: Finance & Legal:Financial Services:Mortgages


Welcome to Westmoreland Financial Services of Pennsylvania.

We’re glad you’re here. We hope to have the opportunity to earn your business. We have decades of small business ownership and management experience and an acute understanding of what it takes to ‘get things done’ and done in such a way that a one-time customer becomes a customer for life.

We believe it is not enough to just close a transaction but to close it in such an efficient, professional manner that the transaction itself and all parties involved, from borrowers, to realtors, to title companies, to appraisers, to insurance agents, become advocates for future business. This means a commitment to customer service, second to none. It means we do what we say, we do it on time, and we keep everyone informed every step of the way. You will find this summarized in our motto: ”’Your Dream – Your Home – Your Choice!”

We have a simple application form that generally takes just a few minutes to complete. We work hard to make the loan process as convenient and stress-free as possible. We’ll even work over lunch hours, evenings, or weekends if necessary.

We would appreciate the opportunity to discuss with you in more detail the services we offer, and the commitment we make to all those we work with.

Products And Services

USDA Home Loans The “No Money Down” & “No Mortgage Insurance”

USDA Loans – They’re NOT for Farmers!
A USDA home loan has nothing to do with agriculture.

It’s simply a government insured loan program directed to families in qualifying rural areas of the U.S. — which generally include:

Communities outside of city limits

Communities with less than 20,000 people

It might surprise you just how many areas of the United States do qualify for these no money down, no mortgage insurance home loans.

The goal of the USDA loan program is to help our nation’s smaller, rural communities thrive by making land and property more affordable.

Why Buy a Home with a USDA Rural Development Loan?
In a word: Affordability.

For starters, a USDA Loan is the only loan program offered to the general that allows you to finance 100% of your home’s value. That means no down payment of any kind.

In addition, there is no monthly mortgage insurance payment with a USDA guarantee loan, which means more money can go to paying off the mortgage each month. USDA loans are made even more affordable through very competitive fixed interest rates, ensuring your payments will not increase every month.

NO down payment – Finance 100% of your home

NO monthly mortgage insurance

NO maximum loan amount

NO assets needed to qualify

Flexible credit guidelines

Competitive, fixed interest rates so payments do not increase

USDA Loans are for new and existing properties


Record-low fixed rates mortgage, also called a conventional mortgage, has a fixed interest rate for the entire term of the loan. Choose from terms of 10 to 30 years in five-year increments.

Term: 30 years Maximum Amount: $417,000


Super-low introductory rates
Introductory rate fixed for 1, 3, 5, or 7 years
Payments based on 30 year payoff

Jumbo Mortgages

A jumbo mortgage is a home loan for an amount above the standard conventional mortgage limits. The current jumbo mortgage range is $417,000 to $729,750. Jumbo mortgages usually have higher interest rates than conventional home loans because of their size and elevated risk.


The above programs are just a sample of what we offer.
To find the best program for your particular needs, please give us a call or stop by our office any time!

Payment Options

Visa, Mastercard, American Express, Discover, Diners, Debit

Year Founded


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