Illinois > Northbrook > Karpel & Milman, LLC

Karpel & Milman, LLC

Verified Listing

(847) 291-9800
3000 Dundee Road
Suite 112
Northbrook, IL 60062
Category: Finance & Legal:Attorneys & Legal Services:Attorneys:Attorneys - Bankruptcy


About

Experienced Attorneys, Protecting Your Rights
Bankruptcy Foreclosure General Litigation Personal Injury
Papers
Welcome to Karpel & Milman, LLC

Karpel & Milman, LLC is a law firm with one goal – to serve the complete legal needs of the residents and businesses of both Chicago and Chicago’s suburbs. Our office is conveniently located in Northbrook and our practice areas cover a broad range of legal areas, including: bankruptcy, foreclosure, general commercial and civil litigation, and personal injury law.

Lawyers Galina Karpel and Polina Milman have 11 years of combined legal experience and offer aggressive legal representation. We can protect your rights in a wide spectrum of matters:

Are you or is your business involved in a dispute involving real estate, contracts, liens, titles, deeds, purchase agreements, debt collections or evictions? We can work to protect the rights and bottom line of your firm and yourself.
Are you in debt and would you like a fresh start? Are you behind on your home or car payment but would like to protect and keep your assets.
Are you faced with harassing phone calls and/or foreclosure? We can help you become debt and headache free.
Have you been injured due to an accident, a slip/trip and fall accident, medical malpractice or a defective product? We can represent you, negotiate with insurance companies, and fight for the compensation you deserve.

We have provided legal services to numerous Chicago area residents. We can work to resolve your legal issues, leaving you with the time and resources you enjoyed prior to your legal problem.


Products And Services

Bankruptcy

We are committed to helping you stop bill collection harassment, stop the threats, stop the feelings of stress that come with mounting debt. To start the process, we will take the time to listen to you and learn about your situation.

Over the years, we have learned that each bankruptcy case is truly unique.

  • We do not offer cookie-cutter solutions.
  • We will carefully walk you through the options available for debt relief, debt settlement, or debt repayment.
    We will help you build a plan that is right for you.

Information on Bankruptcy

Bankruptcy law is a federal law based on the policy of giving honest people a fresh start by eliminating most of their debt or by allowing them to repay their debt over an extended period of time. Based on your individual case, through our free initial consultation, we will be able to determine, which Bankruptcy option would meet your individual needs. For people who have no significant assets and primarily unsecured debt, Chapter 7 “Fresh Start” bankruptcy is most desirable. For people who do have significant assets and would like to retain those assets, Chapter 13 “Bill Consolidation” would work best.

In either case, both Chapter 7 and Chapter 13 Bankruptcy will eliminate harassing phone calls, lawsuits, wage garnishments, bill collectors, repossessions, as well as foreclosures. The initial step, is to consult and hire a knowledgeable bankruptcy attorney. We can begin working on your case, for as little as $100.00. And for as little as three easy payments of $450.00 (not including court costs), you can be on your way to a debt-free, financial future.

Chapter 7 Bankruptcy: Also known as “Fresh Start” bankruptcy, allows a person to eliminate most or all of his debt while being allowed to keep whatever property he may have. It also allows unsecured debt such as medical bills, personal loans and most credit card charges to be easily eliminated. In many cases, a person may keep their home or car, provided that they continue to make current payments and are up to date on the loan.

Chapter 7 does not eliminate:

Student loans, except extreme hardship cases
Debts for most taxes
Debts for alimony, maintenance or support
Debts for fines, penalties or criminal restitution
Debts for personal injuries caused by driving intoxicated

Chapter 13 Bankruptcy: Allows a person to consolidate the debt while making convenient monthly payments to a trustee. A payment plan is proposed which repays the debt over a three to five year period. The amount of the monthly payment and the length of the repayment plan is based upon the following factors:

Monthly income of the person
Monthly expenses of the person
Amount and nature of the debt

The most common uses of Chapter 13 involve:

Repayment of mortgage arrears (back amounts owed) home
Restructuring of auto loans to save a vehicle

Secured debts are paid 100% on the dollar, while unsecured debts may be paid as little as 10% on the dollar. A person receives a discharge under Chapter 13 once the payment plan is completed.



Languages Spoken

English, Russian


Number Of Locations

1


Number Of Employees

5


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