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Monicooro Home Loans, Inc.

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About Monicooro Home Loans, Inc.

Our company Monicooro Home Loans, Inc. was established in 6, 2002 at State of Illinois but we are experienced since 1989.

“Specializing in refinances, purchases, damaged credit & 95% financing for qualified borrowers only!”

“We are familiar with mortgage situation involving Bad Credit, Bankruptcy, Chapter 13 Bailouts & 95% Financing”

Damaged/slow credit or low fico score OK!
Residential or commercial property.
sPre-Approval for 1st time Buyer
sPurchase or Refinance
sStated Income Programs for Self-Employed or 12 months bank statement OK!
-Stated Income for Wage Earner- WE-2 discountinued.
sFirst in, first to close on any new Construction or rehab condo/townhouse even if it is not sold 50%!

* First time Seller & Buyer of another home, we can help you!
* Are you in depth debt? Need Extra Cash? Regardless of whether you have good or bad credit, we can help you.
* Good Credit or Slow Credit ok - No problem! Fico Score must be 620+ and Full Doc only.
* Turned/Denied by Bank or Mortgage Company? We already closed a lot of hard deals several times that other lenders rejected/turned down as shown in the following situations:
A. Refinancing with slow/Bad Credit, Former Bankruptcy or Foreclosure. Stop foreclosure! We already closed many times of these kinds of loans. Full doc and good equity of the home.
B. Bankruptcy is OK even 1 day discharged. Chapter 7 or 13 is OK - Full Doc and good equity of home.
C. Refinance for change/shorten or mortgage loan terms from 30 years to 20 years, 15 years or 7 years fixed rate.
D. Refinance to lower mortgage interest rate or lower monthly payments.
E. Refinance for cash out for paying first and second mortgage, equity loans, Debt Consolidation needs, college tuition for kids, Medical bills, Credit card high interest rate, Home improvement, New Car judgment lien, IRS Tax problems, unpaid property real estate taxes, 401K Loans and much, much more.
F. Refinance to buyout Spouse or Family Member's Share.
G. Refinance to convert Adjustable Interest Rate to Lower Fixed Interest Rate or from FHA Loans to conventional loan with lower current or setup monthly escrow account for home Insurance & Property Tax.
H. Land Contract Conversion. (You are the one paying but the account was listed on your family member)

**Refinance only - you have the option to have your closing in our office at your convenience schedule - Day, evening, weekdays or weekends!

s *We closed lots of brand new construction residential, home, townhouse or condo anywhere!!!
s *We assist for sale by owners, pre qualify your buyer & close the deal!
x * 95% Financing available to qualified borrower only- seller can pay up to 3% closing cost! FullDoc and fico score of 640+.
z 95% Financing-Interest payment option to qualified buyer-Full Doc, fico score 640+!


Member:

Illinois Association of Mortgage Broker (IAMB)
National Association of Professional Mortgage Women (NAPMW)

Location & Directions for Monicooro Home Loans, Inc.

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3745 W Montrose Ave, Chicago, IL 60618
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Services Monicooro Home Loans, Inc. Offers

pecializing in refinances, purchases, damaged credit & 95% financing for qualified borrowers only!. We are familiar with mortgage situation involving Bad Credit, Bankruptcy & Chapter 13 Bailouts & 95% Financing”
• Damaged/slow credit or low fico score OK!
• Residential or commercial property.
• Pre-Approval for 1st time Buyer
• Purchase or Refinance
• Stated Income Programs for Self-Employed or 12 months bank statement OK!


Seller can assist up to 2-3% of purchase price for closing costs of buyers.
Stated loan program for self employed. W-2 stated discountinued!
Bad credit, slow credit or prior bankruptcy-Full doc preferable for qualified borrowers only and good equity of the home.
Chapter 13 bailouts - Full Doc/good equity of your present home & preferable for qualified borrowers also!

Purchase or refinance
Term: 30 year,40 year or 50 year due in 30 years.
Interest payment only for qualified borrowers and full doc, fico score 640+ also!

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