The John Chavez Team

More About The John Chavez Team

In my years of mortgage banking, I've come to realize that the largest role we play as lenders is underwriting analysis. This consists of reviewing a customer's credit report, calculating income based off of the tax filings from employed and self-employed customers, as well as the assets needed to close. Our team takes the necessary steps to collect all of this information to determine qualification upfront, ensuring a smoother road to closing.

At V.I.P., these steps go a long way. We're a tight unit, working as a team with a team attitude - always there for one another. We care about the individual, not just the loan, and we are here to exceed the expectations of everyone involved in the transaction.

I have a 3-year-old daughter that makes every day interesting. Raising her with her mother and watching her personality grow each day, there's never a dull moment. In addition, I play men's league softball and coach our competitive tournament team, which is one of the things I enjoy most. It never gets old and I will love it until I can no longer play.