Arizona > Phoenix > Wright & Gallagher, PLC

Wright & Gallagher, PLC

Verified Listing

(602) 568-7410
668 N 44th St
Suite 320
Phoenix, AZ 85008
Category: Finance & Legal


Our bankruptcy lawyers offer affordable debt relief for residents of Phoenix and Maricopa County, Arizona. Are you looking for a workable solution to your financial difficulties? Have you explored the different types of bankruptcy but are still not quite sure if these options are right for you? Let the experienced bankruptcy attorneys at Wright & Gallagher, PLC, guide you in your time of need.

Bankruptcy law can be confusing and the decisions you make now regarding your finances will have long lasting effects on the future of you, your family, and your business. Put our experience to work for you.

It’s important to our Phoenix personal and business bankruptcy law office that we give you the personal attention that you need to address your financial difficulties properly. Our Phoenix bankruptcy lawyers and legal staff understand that financial problems are stressful and we look forward to helping you make the most informed decision if and when you decide to pursue bankruptcy or an alternative debt relief option.

Contact our Phoenix bankruptcy lawyers for a free consultation and debt evaluation.

Products And Services

Chapter 7 Bankruptcy Qualification
Since 2005, filing a chapter 7 bankruptcy has become a bit harder than it was prior. Now, chapter 7 bankruptcy is not always guaranteed. Back in 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act or BAPCA. The “bankruptcy abuse” to which the title of the act refers was primarily in regard to the large amount of chapter 7 bankruptcy filings.
Chapter 7 filings prior to 2005 had a fairly minimal level of qualification, the lack of qualification led to bankruptcy abuse. To prevent excessive use of chapter 7 bankruptcy, Congress created several new qualifications, including a credit-counseling requirement that has to be completed by anyone wanting to file chapter 7 bankruptcy.

One of the other qualifications created is the Chapter 7 means test. To file a chapter 7 bankruptcy now, you have to pass one of two tests in order to qualify to file a chapter 7 bankruptcy. The tests are collectively called a bankruptcy “means test”. You must pass one of the 2 tests to qualify for chapter 7 bankruptcy filing.

Contact one of our Phoenix bankruptcy lawyers from the Bornmann Law Group, PLLC. and find out if you meet the requirements for chapter 7 bankruptcy. Our Phoenix bankruptcy law firm offers a free bankruptcy consultation and debt evaluation in which one of our debt relief experts will administer the bankruptcy “means test” and determine if you qualify for chapter 7 bankruptcy in Phoenix.

Chapter 13 Bankruptcy Repayment Plan
Contact an experienced Phoenix bankruptcy lawyer to find out if you qualify for chapter 13 bankruptcy protection. If you are eligible for a Chapter 13, your unsecured debts, (such as credit cards), are combined and a payment plan is created based on your disposable income. You don’t have to worry about this plan draining all of your income. The chapter 13 bankruptcy plan will be designed to assure that you will still have enough money left over to make payments on secured debt, such as house and vehicle payments. Chapter 13 permits you to adjust your debts, retain your assets and pay off the money you owe, normally over a 3 to 5 year period.

To help our clients, we have same day appointments available and appointments during the evening and weekend. Our lawyers and staff work with the purpose that your phone calls will not be ignored, your questions will be answered, and we will stay with you throughout the entire process. Call and set up your free chapter 13 bankruptcy consultation with one of our Arizona bankruptcy lawyers today.

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