Loan Modification Company

Services Loan Modification Company Offers

Loan Modification programs, as a standard practice for the residential market, are a fairly recent development. Like us, the companies that you are researching have just recently begun doing them. So, why should you hire us? What sets us apart? Glad you asked.


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We've Got Heart
As the market has evolved, our services have, also. But, unlike some other companies, we are not new on the scene. We have been in the foreclosure market since 2003, negotiating with lenders to help homeowners save their homes. When circumstances precluded them from staying in their home, we helped them get the most equity possible from their sale. We've helped them relocate, even helped guide them through the frustrating process of reestablishing their credit. We're comfortable in this arena. We've been here for some time, now. Our skills are sharp from over six years of negotiating with lenders. What does that mean to you? It means that you are choosing a company that has proven time and again to be a partner with the homeowners who are their clients; one who is determined to help; a leader in the field; one whose reputation is solid. One who delivers.


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You Get What You Come For
You can expect that we will work hard for you; that we won't stop until we have what we feel is the best possible offer, not just the first offer. We will go beyond getting you an offer from your lender. We will negotiate for the payment plan that works for YOU. Not the plan that works for your lender. The Loan Modification plan designed for YOU; the Loan Modification that YOU can live with. We are committed to full disclosure. Our fee will be discussed up front. There will be no added costs; no surprises. You can expect us to treat you with dignity and respect. We will be in this together. We understand what you may be going through. Some of us at our company have been where many homeowners find themselves today. Finally, expect us to be available to you throughout the process. We'll keep you informed through weekly e-mail updates.


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Your Team of Insiders
Many of our negotiators are former bank employees; former loss mitigators coming from the very banks and mortgage companies that we'll be dealing with to secure your Loan Modification. Lenders are back-logged with calls about Loan Modifications. Because of this, the process can take an estimated 30-120 days. Only someone with inside experience can effectively navigate your Loan Modification through these rough lending waters. Our negotiators are primed, tough and experienced. It is because of this experience that we understand the ratios and thresholds of most lenders. It is our edge in negotiating the best plan for you.


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We've Got Your Back
When President Obama signed the Loan Modification Stimulus Bill into law, it was an incentive to all lenders holding Fannie Mae and Freddie Mac funded mortgages. Modify the loans of at-risk mortgage holders who qualify, and get paid by the government. It's true. Did you realize that participating lenders receive a government subsidy for each loan that they modify? The lender's incentive is to do the Loan Modification, not necessarily to do the best Loan Modification. Your lender will offer the Loan Modification that is best for THEM, not the one that is best for YOU. They get paid, regardless. As your personal advocate, we'll be there every step of the way to be certain that you get the Loan Modification that is best for YOU. The Loan Modification that will be successful for you.



A top banking regulator has said that 53% of all loans modified in the first quarter of 2008 went bad within 6 months. These plans were not structured to work well for the homeowners and their ability to make the monthly payments. They have to be properly engineered to work. And it's our job, our promise, to negotiate for YOUR successful Loan Modification.


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Get Your Money's Worth- Guaranteed
Remaining in your home is important to you or you wouldn't be here. You want to avoid uprooting your family, going through all the expense of moving, and the emotional rollercoaster of adjusting to a new job, new friends and a new community. We take this very seriously. To that end, we have assembled a tough, professional, and effective Loan Modification Team to negotiate your best deal with your lender.



It can take upwards of 50 man hours to secure your Loan Modification, which is why our fee is payable at the beginning of our negotiations. With us, however, there is no risk. After we sit down with you and gather all the pertinent information, we'll do a preliminary analysis. We'll tell you, at that time, what we believe we can deliver. If, we can not deliver on our promise to you, your money is returned. Every cent. That is our guarantee to you. We do what we say we will do, or it won't cost you; not one penny.