City 1st has been in the business of residential lending since its establishment in 1993. Its principal and staff are well-versed in all aspects of the residential loan industry including underwriting, mortgage and contract law, etc., and hold multiple bachelor's and master's degrees in their respective areas of expertise. Each of the company's senior officers have long established careers in mortgage banking, real estate and venture projects, and understand the complexity of the industry.
City 1st business activities include: originating and funding residential mortgage loans, soliciting, placing/negotiating residential mortgage loans with other lenders, and rendering services related to origination and funding residential mortgage loans such as— telemarketing, underwriting, taking applications, obtaining verifications and appraisals, and communicating with the borrower.
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